We know how important it is to purchase travel insurance before any trip. It allows you to enjoy your trip without worrying about any unforeseeable circumstances. However, regarding the price of travel insurance in Singapore, you will have a lot to think about. For your convenience, we have listed 5 ways you can save on travel insurance in Singapore.

4 ways to save on travel insurance in Singapore

1. Use your credit cards to get travel insurance for free

Did you know that you can get travel insurance for free in Singapore just by using your credit cards? You can have credit cards suitable for travel rewards with complimentary travel insurance. You must purchase your flight ticket with your credit card to get free travel insurance coverage.

But all credit card travel insurance providers offer varying amounts of coverage for travel insurance. And some travel insurance coverage also extends to children and spouses. So, if you think that the coverage of your credit card travel insurance coverage is enough, you can go for the free insurance, and in case it is not, you can look into the best travel insurance in Singapore guide and get your travel insurance.

2. Look for medical coverage

The most significant thing that you need to look out for is the medical costs. Sometimes, you get high medical coverage in travel insurance at an expensive price. Because of this, most people go for cheap travel insurance in Singapore that does not have much medical coverage. Taking such a risk is not feasible. So, if you want the cheapest travel insurance, you must first look for the basic medical coverage in that plan. For example, you can search for the cheapest and the best travel insurance with COVID-19 coverage.

3. Go for an annual travel insurance plan

You may find it cheaper to use an annual travel insurance plan in Singapore. It is because, for this travel insurance, you need to pay only once a year. And, no matter how many times you travel, you will be covered for the entire year.

The annual travel insurance plan is cost-effective if you have a business and often travel abroad on frequent holidays with your family. You can also opt for this travel insurance policy when you are about to venture on a world tour or in case you are studying abroad. Thus, an annual travel insurance plan is cheaper as you will not have to pay each time you go abroad. 

4. Find out the basics

Depending on where you will be traveling and how long you will be traveling, you can get a basic travel insurance plan instead of buying a comprehensive one. The only thing that distinguishes a premium plan from a basic plan is the fact that a premium plan comes with a great amount of coverage. In case you are going for a short trip, it is best to get a basic plan that will also be cheap. But, take care if you travel to a high-risk country known for its natural disaster. In that case, you will need to spend a little more money than a basic plan.

5. Take the time to compare

If you want to get cheap travel insurance in Singapore with a good amount of coverage, you need to take the time to compare the best travel insurance plans. You can check comparison reviews of the best travel insurance plans in Singapore to figure out what you need.

Comparing these travel insurance plans will ensure that you have made the right choice regarding getting the cheapest travel insurance in Singapore. Along with the cost of the travel insurance, you must also look for other factors such as the duration of the trip, the price range, and the destination. You need to search for the emergency services and other coverage.


In this article, we have discussed several ways that will help you save money on your travel insurance. You can check your credit cards to see whether you can get your travel insurance in Singapore for free. In addition, you need to see whether the coverage is enough for you. 

Medical coverage must be at the top of your priority list. If you are going for a short trip, you can buy cheap travel insurance in Singapore at a low cost. Lastly, instead of buying several travel insurance plans, you can go for the cheaper option and get an annual travel insurance plan in Singapore.

You must take the time to go through the comparison reviews of different travel insurance plans in Singapore. Having cheap travel insurance in Singapore will ensure that you no longer have to worry about your trip. Moreover, there are certain basic plans that provide a vast amount of coverage, so you can go for that.